Best Car Insurance for Veterans and Their Families | TOP 5 Companies

If you or a loved one have served in the military, you qualify for some of best car insurance deals in the U.S. This guide covers the best car insurance options for current service members, veterans and military families.

Are military discounts fair?

Yes, military personnel leave their homes to protect and serve our country. They sacrifice and leave their family behind not knowing if they will come home. Veterans represent the United States and they deserve to be honored for their contributions to our country. Different industries such as auto, car rental, computers & electronics, education, entertainment, insurance industry, etc. understand that veterans and their families deserve to be rewarded. Their families often have to make finances stretch so anyway that they can save is a blessing.

Military auto insurance discounts

Here are some discounts that you may be able to get.

• Active or retired military personnel.
• Discounts for being a member of the National Guard or Reserves.
• Military personnel based in a certain area.
• Discounts for emergency deployment.
• You will be able to get overseas insurance.

Tips for Looking for Car Insurance for Veterans

#1: Ask around

Obviously you have probably kept in contact with your comrades from your days of active duty. Many of these friends should have an idea of how to get discounted car insurance for veterans. In fact, many of them may already have a policy like this in place and can recommend a company for you to at least contact for rates.

#2: Enlist a family member for help

If you are feeling a little confused about all the information out there or making your way through the vast amount of data online, get a family member to help you. Remind your close relatives they can probably benefit from this too. In many cases, family members of retired or active duty military personnel will also be eligible for the same cheap auto insurance veterans get.

#3: Know your own information

For veterans insurance you will have to have some details relating to your military records eventually so it is a good idea to track these down. It is also important to know things like your driving record including accidents and tickets especially within the past three years. Also, make sure you are aware of any lapses in your own car insurance policy coverage. Any driver who lets their coverage lapse for 30 days or more can expect to pay higher rates when they finally get a policy in place. However, to get started you will probably need just your zip code.

#4: Find out how to improve your vehicle

You may be able to see even better savings if you are willing to make changes to your car. For example, if you have an older car that does not have airbags more than likely the cost to add these is cheap enough to also benefit from the lower insurance premiums you will see because of it. Not to mention the added safety you have for you and your family members. If you are looking to buy a new car, keep safety features and anti-theft devices in mind as part of your checklist.

#5: Get your comparison rates

The most important thing to do is get quotes from different car insurance policy providers. By getting different rates you can find out how to save the most and still get the best coverage. You can even get started now by entering just your zip code and getting the important quotes. The best part is you can get the coverage you need at the rates you want. Get started now and find out how cheap you can get car insurance for veterans.

The Top 5 Car Insurance Companies for Veterans

With all the car insurance companies out there, it can be difficult for veterans to choose the right one for themselves. That is why the following list of the top 5 car insurances companies for veterans was compiled. These are the highest rated car insurance companies in the United States for serving veterans.

The United States Automobile Association has been around since 1922. It was created by a group of 25 officers who were serving in the Army. They created this organization because they needed a way to insure their vehicles since there were no other insurance options for them at the time. Nearly 100 years later, the USAA is the number one car insurance company for veterans and active military members. Not only do veterans get huge discounts, actively deployed military members get as much as 90% off their insurance rates. This means that active military members could end up paying just around $100 annually for their insurance.

Geico is one of the most popular car insurance companies in the United States. We have all seen those Geico commercials with the gecko lizard, which has become an icon for the company. But what many people don't realize is that Geico offers special car insurance discounts for military members and veterans. They can get as much as a 15% discount on their car insurance rates. In fact, there is a team of veterans that work at Geico and assists other veterans and military members with their insurance inquiries. The company has one of the top-rated customer satisfaction when it comes to fulfilling claims.

Armed Forces Insurance is a car insurance company similar to the USAA. It offers special deals on car insurance to military members and veterans. They have actually been around since 1887, making them one of the first car insurance companies for the military. In recent years, Armed Forces Insurance was able to make its car insurance available within the 48 contiguous states after partnering up with the more reputable insurance company, Progressive. Now veterans living in these states can access the discounted rates offered by Armed Forces Insurance.

Esurance makes it easy for military members and veterans to obtain car insurance quickly. Enrollment for insurance can be conducted online or over the phone, making it easier for everyone to apply. Then, if a military member gets deployed overseas and they need to cancel their insurance, Esurance will not charge them a cancellation fee. They also won't count their deployment time as any kind of coverage gap on their record either.

This is a lesser known independent car insurance company which only serves Connecticut and Massachusetts. But if you are deployed overseas and keep your car garaged in one of these two states, you will be entitled to a 10% discount on your car insurance rates. There aren't too many other independent insurance companies that offer such a generous discount for deployed military members